Need a spending plan?

"Paying off your debts and saving money is less stressful than spending the rest of your life with your back against a financial wall."

-- Ron Hiebert

How are you choosing to spend your money?

Do you have a spending plan? A spending plan feels quite different from a budget. With budgets, we can feel victimized. They can heighten our poverty consciousness.

With a spending plan, you look at how much you earn and then decide how you WANT to spend the money. With a spending plan, you claim your power to decide, to manage, to make your finances work. You can choose to spend your money differently so your life works more smoothly.

"True financial freedom is not only having money, but having power over that money as well."

-- Suze Orman